# Bad Credit Apartments Haltom City | Free Licensed Locator > Bad credit apartments in Haltom City, TX. Our licensed locators review your credit and income for free and send a list, so your fees aren't thrown away. URL: https://www.badcreditapartments.com/service-areas/haltom-city/ [Home](/) / [Areas](/service-areas/) / [Fort Worth](/service-areas/fort-worth/) / Haltom City Tarrant County # Bad Credit Apartments in Haltom City: Free, Licensed Locating Half of Haltom City rents, and close to a third of its homes are in apartment complexes. So there's real choice when you're looking for bad credit apartments in Haltom City, and no reason to burn an application fee on a place that won't take you. Know this before you set up water: the city charges renters a $150 deposit, twice what owners pay. Pay on time for two straight years and it comes back as a credit on your bill. [Get My Free List](/get-my-list/) [Call (866) 782-2401](tel:+18667822401) Free, no obligation, takes under 30 seconds. We work with clients who have a range of low credit scores, including under 500, first-time renters and those with no credit. ![Illustration of a garden style apartment community](/images/misc/austin-metro-apartment-community-exterior-with-tre.webp) 5 Texas metros served 30+ yrs combined real estate experience Same day reply on business days $0 free to renters, always ## Tired of Losing Application Fees in Haltom City? You're not unhousable. You need someone who already knows which doors are open. ### "I've already been denied at 3 places." Each denial costs about $50 to $85 in nonrefundable fees. We check your fit first so you only spend money where approval is realistic. ### "I don't even know what's on my record." Most renters apply blind. We help you read your tenant file, tell an eviction filing from a judgment, and show your situation in the best light. ### "I need to move this week." Some communities are set up for fast move-ins and can answer within a day or two. We find those first, book your tours, and keep your paperwork moving. Finding those places is what we do. ## Second Chance Leasing Services We Offer We're one licensed team with a screening database for every community, and our help is free to you. ### [ASAP & Same Day Apartment LocatingNeed to move right away? We call ahead to find units that are ready now, book your tours, and keep after the leasing office so your application doesn't sit in a pile.Learn more →](/asap-move-in-apartments/) ### [First Time & No Rental History Apartment LocatingWe help you find a Dallas-Fort Worth apartment for free when you have no rental or credit history yet. Our TREC licensed agents have over 30 years of combined real estate experience.Learn more →](/first-time-renter-apartments/) ### [Income & Alternative Verification Apartment LocatingSelf-employed, paid on a 1099 or in cash, or carrying a lot of debt? We find communities that take other proof of income.Learn more →](/income-verification-apartments/) ### [Second Chance & Background Friendly Apartment LocatingWe match renters with evictions, broken leases, rental debt, or older criminal records to Dallas-Fort Worth communities that fit their credit, rental history and income.Learn more →](/second-chance-apartments/) ## How We Help in 4 Steps From "I keep getting denied" to a signed lease, usually in days. 1 ### Tell us your situation Give us a quick rundown of your credit range, history, timing, and budget. The more honest you are, the better we can match you. 2 ### Get a real list We send you communities that will actually consider your situation, not 50 random links you have to check yourself. 3 ### Tour & apply with a plan We tell you what each community needs to see, so your application starts strong. 4 ### Sign and move in If a leasing agent stops answering, we call them for you, answer their questions about your file, and stay with you until you have keys. ## Ready for a Real List of Communities That Fit Your Situation? Free, no obligation. We find the Haltom City communities that fit your situation. [Get My Free List](/get-my-list/) [Call (866) 782-2401](tel:+18667822401) ![Illustration of apartment locators planning a search at a shared table](/images/misc/apartment-locators-planning-at-shared-table.webp) ## Why Renters Work With Our Free Locating Team ### 100% free, never a fee to the renter. Communities pay our locator fee. You pay nothing. Ever. ### TREC licensed under a real brokerage. We're not an unlicensed "locator." You get a licensed broker behind every lease we help with. ### We keep every community's screening rules on file. We track which communities approve which credit scores, evictions, and background situations, so you stop guessing. ### We check your fit before you spend a dime. We match your profile to communities that fit your credit, rental history and income, so application fees go to real chances, not automatic denials. ## Renting in Haltom City When Your Credit Is Rough We're a TREC licensed apartment locator with over 30 years of combined real estate experience. We've helped many DFW renters find a place. **Haltom City** is an affordable suburb northeast of downtown Fort Worth, along **Loop 820** and **SH-121**. Downtown Fort Worth and the Mid-Cities are a quick drive. You'll find garden style apartments, townhome style units, and smaller local complexes. Several communities here work with renters who have credit problems if you can prove your income. When communities here bend on credit, it usually means a higher deposit, not a manager looking the other way. That opens up several communities along the **Belknap St** and **Denton Hwy** corridors. But if your income falls short of that, guarantor services like **OneApp** or **TheGuarantors** work at some Class B communities. You pay a fee instead of finding a co-signer. We track which properties are taking these programs in 2026 and what Tarrant County landlords are checking. Our Haltom City team checks your file against each community's real rules before you spend a dollar on a nonrefundable application fee. We often place people who commute on **Loop 820** to Fort Worth. Plenty of renters move over from North Richland Hills, Hurst, or Watauga, too. Lower prices make approval easier here than in pricier DFW suburbs. Still, you need to know which communities use strict software and which have a person review your file. That's the difference between a wasted application and a signed lease. Most Haltom City clients get their list within 24 to 48 hours on weekdays. Every Haltom City search starts with the database we keep on each community. It covers credit minimums, how they handle evictions, what income proof they want, and how far back the background check goes. You get a short list of places that fit your credit, rental history and income before you pay a single application fee. ![Illustration of a locator going over screening rules with a renter](/images/features/locator-with-renter-reviewing-screening-criteria-d.webp) ## Neighborhoods we cover in Haltom City Big Fossil Creek AreaBelknap St CorridorDenton Hwy CorridorLoop 820 CorridorNorth Haltom CitySouth Haltom CityAirport Freeway Corridor Nearby areas and landmarks Little Fossil Creek ## Haltom City on the map ## Common Questions About Renting With Bad Credit in Haltom City Quick answers to what most second chance renters ask about finding housing here. ### Which Haltom City apartments accept bad credit? Several Class B communities along Belknap St, Denton Hwy, and the Loop 820 corridor work with renters who have credit problems. You'll need to prove solid income. Most second chance approvals here come with a higher deposit of one to two months' rent. Others come with a guarantor service like OneApp or TheGuarantors. We check your file against what Tarrant County communities are approving in 2026 and send you a list within 24 to 48 hours on weekdays. Our service is 100% free. ### Are Haltom City apartments affordable? Yes. Census figures put its median rent below nearby Keller, Southlake, and Colleyville. Lower rent makes the income rule easier to meet, but proof of income still decides most approvals. ### How much are Haltom City apartments with bad credit in 2026? With credit problems, plan on an extra deposit of one to two months' rent or a guarantor fee on top of your normal upfront costs. We point out any current specials when we build your list. ### Can I use a guarantor to rent in Haltom City? Yes. Several Class B communities run by big management companies along Belknap St and Denton Hwy use guarantor programs like OneApp or TheGuarantors. For a fee, the service backs your lease, which can get you approved at places that would turn you down on credit alone. We can tell you which properties here have guarantor programs running and walk you through signing up. Our service is 100% free. ### What if I can't meet the usual 3x rent income rule? If you're self-employed or paid on a 1099, several communities around Haltom City take bank statements or offer letters. Some review income by hand. Falling short of the 3x income rule at one place doesn't mean you'll fall short everywhere. We find the communities along Belknap St and Denton Hwy where a person reviews your file, not strict software. Then we help you pull together your income proof to give you the best shot. ### Is your apartment locating service free for renters? Yes, 100% free. The apartment community pays our locator fee when you sign the lease. You never pay us a dollar for the consultation, the list, or at move-in. Our agents hold TREC licenses under a real brokerage, and a licensed broker stands behind every lease we help with. ### What if I've already been turned down at several places? Stop applying blind. Each application costs about $50 to $85 in nonrefundable fees. We check your file against each community's actual screening rules, so you only pay to apply where you have a real shot. Reach out for a free consultation, and we usually send your list within 24 to 48 hours on weekdays. ## Nearby areas we serve ### [Fort WorthFort Worth neighborhoods vary a lot in price and screening. On the west side, you'll find mid priced apartments…](/service-areas/fort-worth/) ### [North Richland HillsNorth Richland Hills has lots of apartments to choose from. It's a suburb in the Mid-Cities corridor along Loop…](/service-areas/north-richland-hills/) ### [HurstHurst sits on the west side of the HEB Mid-Cities. HEB is short for Hurst, Euless, and Bedford. You're right by…](/service-areas/hurst/) ## Get Your Free Haltom City Apartment List Get a real list of communities that fit your situation. Free, fast, no judgment. [Get My Free List](/get-my-list/) [Call (866) 782-2401](tel:+18667822401)